An annuity is different from life insurance since it provides income to a person (annuitant) while he is alive where as life

insurance provides income to survivors upon the death of an insured.
An annuity can provide you with a tax-deferred way of saving for your retirement. After you retire, an annuity can give you a guaranteed income for as long as you live. 
SEE ANNUITY BUYERS GUIDE

Am I saving for retirement?
Am I saving enough should I have a long retirement?
I am about to retire and I would like to give the gov't as little taxes as possible.
Is my current annuity working for me?

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